Risk Manager Colombia
Risk Manager Colombia at ARQ — Bogota, US
- Company: ARQ
- Location: Bogota, US
- Employment type: FULL_TIME
- Posted: 2026-07-17
About this role
About ARQ
ARQ is one of the fastest-growing fintechs in the world. Our mission is to redefine how people interact with money across borders, building the infrastructure to move value seamlessly. We’re still early in our journey, which means every person who joins shapes the future of our product, culture, and growth. If you’re excited by big challenges, global impact, and the chance to grow fast with a world-class team, ARQ is the place to do it.
The Role
You will own the design, implementation, and continuous improvement of ARQ’s risk management framework in Colombia. This includes market, credit, operational, and regulatory risk, ensuring the company operates within risk appetite while enabling sustainable growth.
What you'll be doing
Own the local risk management framework, including identification, assessment, monitoring, and mitigation of key risks across the business
Lead across risk areas such as credit risk, market risk and operational risk, with a focus on credit risk
Ensure alignment with regulatory requirements, internal policies, and global risk standards
Develop and maintain risk policies, procedures, and controls, ensuring audit readiness at all times
Monitor key risk indicators and produce regular risk reporting for local and global stakeholders
Partner closely with compliance/AML, operations, product, and finance teams to embed risk controls into processes and product design
Support regulatory interactions, including inspections, audits, and reporting requirements
Drive continuous improvement of risk models, underwriting strategies, fraud detection systems, and operational controls
Act as the local risk subject matter expert, advising leadership on risk exposure and mitigation strategies
What you'll need
5 to 10 years of experience in risk management within fintech, banking, or regulated financial institutions, direct experience on credit risk is required
Strong experience across multiple risk domains such as credit risk, market risk, fraud and operational risk
Proven experience building or scaling risk frameworks in regulated environments
Strong understanding of Colombian regulatory and risk management expectations
Analytical skills with experience using data to drive risk and performance decisions
Structured problem solving and ability to translate complex risk issues into actionable insights
High attention to detail with a rigorous control mindset
Strong stakeholder management, with the ability to influence cross-functional teams
High ownership, resilience, and execution focus
Ability to operate both strategically and hands-on in a fast-scaling environment
Nice-to-haves
Direct experience working with Colombian regulators or supervised entities
Experience in fintech or high-growth environments
Hands-on experience with risk modeling, underwriting, or fraud detection systems
Prior experience in consulting or top-tier financial institutions
Experience supporting licensing processes or regulatory approvals