Data Product Engineer
Data Product Engineer at Karat Financial — Los Angeles, CA, US
- Company: Karat Financial
- Location: Los Angeles, CA, US
- Employment type: FULL_TIME
- Salary: USD 130000–170000 / year
- Posted: 2026-07-17
About this role
About Karat
We're building the one-stop shop for creator finances.
Your favorite digital creators—the ones you follow every day on YouTube, Instagram, TikTok or Twitch—aren’t just extraordinarily talented personalities and community builders. They’re also businesses. That means they have business needs—managing revenues, expenses, savings, credit, and banking. We’re building products that help creators spend less time worrying about finances so they can focus on creating.
About the Role
We’re looking for a Data Product Engineer to help us turn data into one of Karat’s most powerful product advantages.
This is a high-impact, highly cross-functional role for someone who thinks like a product builder but operates deep in the data stack. You’ll own the systems that transform raw data into trusted models, internal insights, and customer-facing experiences that drive real business outcomes.
Beyond building pipelines and dashboards, you’ll explore how to productize data — powering internal decision-making, enabling smarter automation, and creating data experiences that delight customers. You’ll work across analytics, data engineering, and product surfaces to ensure our data is not just accurate, but actionable and beautifully expressed.
If you love turning messy data into elegant, high-leverage products that people actually use, this role is for you.
This position is based in Los Angeles, CA.
The compensation for this role is between $130k to $170k.
What you’ll do:
Build the data foundation
Design, build, and maintain scalable data models in Snowflake
Develop reliable ETL/ELT pipelines to ensure timely, trustworthy data
Improve data quality, testing, and observability across the stack
Establish best practices for metrics definitions and semantic consistency
Productize data internally
Build high-impact datasets and dashboards in Sigma used across product, ops, risk, and finance
Partner with teams to turn ambiguous questions into clear, trusted metrics
Automate manual reporting and operational workflows
Drive adoption and best practices for data usage across the company
Ship customer-facing data experiences
Help design and build data features embedded in Karat’s product surfaces
Create clear, intuitive data visualizations that help creators understand their business
Partner with product and design to translate complex financial data into simple UX
Identify opportunities to turn internal insights into customer value
Leverage AI and automation
Build AI-powered workflows that unlock more value from Karat’s data
Support LLM-enabled analytics and internal copilots
Explore new ways to combine structured data + AI for step-function leverage
What you'll need:
4+ years of experience in analytics engineering, data engineering, or data-heavy product roles
Exceptional SQL skills and strong data modeling fundamentals
Experience building ETL/ELT pipelines (dbt, Airflow, or similar)
Hands-on experience with Snowflake or modern cloud warehouses
Strong Python (or similar) for data workflows and automation
Experience with BI tools (Sigma, Looker, Mode, etc.) and semantic layers
Strong product intuition — you care about usability, clarity, and impact
Comfort working cross-functionally with product, ops, risk, and finance
High ownership mindset and bias toward shipping
Nice to have:
Experience building customer-facing analytics or data products
FinTech or payments experience
Experience with reverse ETL or operational analytics
Familiarity with data visualization best practices and UX principles
Experience building AI/LLM-powered data workflows
dbt experience
Why Karat?
Huge opportunity. The creator economy just flew past a $50b milestone despite zero infra for creator banking. It’s our race to lose.
Fascinating problems. We want to empower creators to focus on what they love and what matters most—being creative and growing their creator business. We are trying to figure out how to make the headaches and challenges of financial services easy.
The right team. We’ve got a diverse team with talent from top companies (e.g., Goldman Sachs, McKinsey), previous startup founders, and folks who create content and understand the space! We work hard together and have fun at dinners, on hikes, and even over zoom (despite the oxymoron).
Culture. We love hanging out with board games, delicious dinners, and brisk hikes as much as we enjoy delving into personal philosophy, management theory, and nitty gritty business details. Don't be afraid to bring yourself to work!
Resources and growth. We’re well capitalized from top investors like Signal Fire and Union Square Ventures; CEOs from YouTube, Twitter, Wealthfront, and CAA; and investors including Twitch co-founder Kevin Lin, Y Combinator, CRV, and Coatue. We keep a lean team, and this is a rare opportunity to join. You’ll learn a lot, build foundational products, and grow as our company scales.
Feel like you are the right fit? Please email your resume and a brief elevator pitch of why you’re the right person.
Resources:
Karat's Series B!
Check out our culture and what we're building
Learn more about Karat's partnership with Visa and our Founders!